Are you aware of the changes coming to Medicare coverage due to the IRA ?

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Insurance Solutions
  • Life Insurance
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Entrust In Us

Changes to Medicare Due to IRA

 The Medicare Annual Enrollment Period is from October 15th to December 7th. 

For 2025, there are some important updates you should know about:

  • $2,000 Out-of-Pocket Cap: This new limit on Part D drug costs will help you save on expensive medications.
  • Elimination of the Coverage Gap: Say goodbye to the "donut hole"—this change simplifies your Part D benefits.
  • New Cost-Sharing Structures: Be prepared for adjustments in how costs are shared.

To get ready, review your current medications and keep an eye out for the new plan details in October. Please reach out to us for further information and schedule a phone or in person consultation.We can help you choose the best option for your needs.

About Us

Welcome to K-Financial Solutions – your trusted partner in safeguarding your future. 

Explore our comprehensive range of insurance options tailored to suit your specific needs:

  • Life Insurance: Protect your family's future with term, whole, and guaranteed acceptance policies.
  • Health Insurance: Coverage for individuals, families, and businesses, including preventive care and wellness programs.
  • Medicare Advantage & Supplement Plans: Options to enhance your Medicare coverage and reduce out-of-pocket costs.
  • Prescription Drug Plans: Ensure your medications are covered under Part D.
  • Hospital Indemnity, Accident, and Critical Illness Insurance: Additional protection for unexpected health events.
  • Disability Insurance: Safeguard your income if you're unable to work due to illness or injury.
  • Business Insurance: Group health and life insurance for small and large businesses.

Our dedicated team of experienced agents is here to guide you through the process, ensuring you receive the best protection at the most competitive rates.



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